Just to warn about a potential 'gotcha' if you have positive balances in any non primary foreign currency.... I also had a USD balance ($+), as well as my primary GBP (£0). I suddenly noticed my USD balance had decreased, even though I had not made any USD payments. It turns out there is (currently) a Paypal setting, for each Seller, which allows Paypal to withdraw from ANY positive balance, ahead of your selected/ expected Source of Funds. So ten GBP transactions over ~three months were exchanging my USD balance to GBP (with exchange rate losses), instead of debiting my nominated GBP sources of funds eg a linked GBP credit card. I did turn off this 'Use balances' switch on dozens of sellers, but there seems no way to change the default 'On', or manage this better, for any future sellers? LESSON for me, was to not keep any positive balances in Paypal, if you can avoid it. (I had hoped to do USD to USD transfers eg. Paypal USD, to Google Pay USD, or Revolut USD but it seems that there is no way to do this direct, without exchange rate losses. (not everywhere offers Paypal))
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