Exact same issue for me. An automatic payment failed last week (money was in the bank) and I only realised a couple of days after the due date. I manually paid it straight away and have had the same issue this week, a direct debit payment has been taken. It is showing in my bank as being taken but PayPal have messaged to say the payment has failed and I am now overdue. I’ve paid it again so as not to be late, but when my bank payment clears this is going to show as an overpayment. Honestly don’t know what to do, and now the pay in 3 option is no longer available to me. Paypal need to sort this out as this is clearly an issue with their payment system
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