PayPal Community

Nope, fees on donations are normal and that's what pays for the service that PayPal offers to ko-fi as a payment processing service. Even if you set up a donation widget directly through PayPal they will still take commissions out of that donation. Unfortunately the only way to receive a gift without fees is to ask the donator to send you the money directly via PayPal page and select friends and family option. Sadly, even though I completely understand your point and I've been in the same exact spot before, neither ko-fi nor PayPal run charities.. whilst it is true that, unless you want to heavily customize your ko-fi page (thus becoming a contributor on a 5% fee or something), ko-fi itself doesn't take a cut, PayPal as the payment processor still does (and donations will never use Friends & Family as payment type.. it's just not possible). ... View more

That was a bit long to read but it gave a lot of insights I didn't know about. What I know is that I was wondering the same as the OP: why Communities can set up PayPal DONATE buttons that... wait I minute, actually my own Community has paypal donations set up, but paypal still gets a fee out of those. 😅   @Gwynmina wrote: 2023 and we still have no option to designate Ko-fi as personal payments instead of business ones??? @rainbowstarks wrote: What's the point of even using Ko-fi, I should just get people to go via PayPal ['s friends & family option] I've been wondering the same two things; when I joined Ko-fi I wasn't expecting PayPal to take a cut, since Ko-fi keeps advertising about no fees... but the thing I realized is they imply no fees taken by themselves - Ko-fi - not by the payment processor (if you dig on their help site, the FAQ will point you to the fees article). What to take away from my post: friends&family is a user's payment type, they (Ko-fi) won't/can't use it even the paypal donation system comes with fees so... there's no escaping ... View more

I agree with what @Gwynmina and @rainbowstarks said; but ultimately I ended up at the same conclusion as @Aldric-Cheylan on page 1 (sorry I think the forum put me on page 2 because I replied to Gwynmina? I didn't understand, so I re-posted as a non-replying post). ... View more