I received a letter in the mail from a debt collection agency called ARL saying PayPal have tried to contact me and I owe $12000. I’ve checked my PayPal account and no money is owed nor do I have any fraudulent transactions. Googled ARL and they appear to be a legitimate debt collection agency. But there is no way I’ve spent $12000 on things, and I haven’t lost $12000 to fraud either. Weird. Any suggestions how to deal with this?
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