I'm going to start a claim like this on Monday. I order somewhat expensive collectibles from time to time, and I have the company who charges my PayPal account set to charge to PayPal credit. I use this feature for the 6 months 0% interest for a reason. That reason is that I don't expect half of my paycheck to be nuked by PayPal because they arbitrarily chose to charge my checking account instead of what I've asked them to charge. I have had this account set up since December and this is the second time in 5 months they've wrongly charged me.
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