@snyder0019 This may be why? https://www.paypal.com/us/webapps/mpp/terms/paypal-credit Additional information. If approved, we start you off with a minimum credit line of at least $250.00. For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 9/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00. If you miss a payment your late fee could be up to $40.00, even less if it's your first time.
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