I got two similar letters. One stating that I had been approved for a PayPal Credit account (This was in Feb of 2022. Unfortunately, it got thrown out for reasons obvious later) and one dated 5/4/2022 that said my account is overdue. Both looked legit and had phone numbers to call. When I received the first one, I checked my account and found nothing suspicious (even had an add for PayPal Credit, so that made me disregard it) and went as far as to call PayPal customer service from a phone number found online and they were not able to find anything with my information. The first letter said that the bills would be sent to an email address that was not mine, so I had further reason to disregard it and I did not hear anything else for a few months. The overdue letter does not contain information like how much I owe and how long I am overdue and when I called the number on the letter itself, I got a message similar to the one for the legit number I found on the internet (I did not go further than the "Thank you for calling Paypal Credit" part). Further digging into if other scams also showed me that others have been told that PayPal does not send physical letters, however, I was not told this when I called the credit help line. Hopefully this helps others who get letters similar to this
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