Hi @Temp20220323af,
Welcome to the Community!
When purchasing with Pay in 3 / Pay in 4, we will conduct a pre-authorization hold on your specified card or bank for an amount equal to the initial down payment or one-third / fourth of your total purchase amount. This will show as a pending authorization within your PayPal account "Activity" and also at your financial institution. This authorization is usually released 72 hours after the first repayment is completed.
The merchant would usually send out email confirmation once the payment completes.
Hopefully, this clears it up for you.
PayPal_Craig
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