So the story started when I wanted to sell my PS5 on facebook market. A guy reached me out want to buy my PS5 and asked me if I accept Venmo. I said yes since Venmo use the instant money transfer. We met at a police station and when he tried to send me the money through Venmo it got declined. Then he suggested to use PayPal instead. He then transfer the money through goods and services, and the payment was on hold. Red flags were all over the place I didn’t see them at that moment. He uses his sister card and her account on PayPal. He showed me her ID and her debit card. I was very suspicious about it but I was fool. After we split up I called PayPal to make sure that I have the money. The customer service representative assured me that I have the money it just on hold so the buyer after 48 hours confirm the transaction. I asked him what if the buyer does not confirm it. He then said to wait 21 days to get my money. I read online that he the buyer can do unauthorized transaction either through his bank or his PayPal account and he can get the money back. Then I called PayPal the next morning to tell them I got scammed and you should help me. The representative gave me the same options as the first one and I told him that the buyer will not confirm the transaction and he will actually do unauthorized transaction and I will lose the money. The representative assured me that they have the money the buyer cannot get it back and to make sure they will send me a temporary credit. My questions here: -Can he actually get the money back by doing Unauthorized transaction either through his bank or PayPal and I will lose the money ? -Will PayPal hold the money and give it to me after 21 days regardless of what the buyer will do ? -Can I use the temporary credit till I get my money back then I put it back on my PayPal account ?
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