I've been using paypal regularly in this way for years. I always send the same way. I took the usual route which was labeled "bank transfer" and instead of it going through, it was called an echeck and within minutes, neither of us could cancel it. It created and continues to create real suffering that affects children. I am not imagining or making anything up. And the fact is, paypal customer support gave both sides incorrect information and instructions to remedy, then provided no human who could help. This is not an okay or ordinary issue. I've learned that the reason this happened is because paypal has profiled my recipient in some kind of risk category related to his linked accounts. Because of this I am through with paypal entirely. But the issue remains, and frankly, we have no idea when these funds will credit. I find countless cases of people still waiting beyond the timeframe. This is not good business, this is not good disclosure, and while it may somehow be legal, I am doing everything I can to get a real response from the company that addresses it. Because overall, if you read the heavy BBB complaint history, PayPal just hides behind policies and carries out this problematic process every day. And poor people get hit hardest, just as they are push marketing to poor people.
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