I got a letter from ACI as well: Flag #1 - I've never used PayPal Credit (that's different from linking your external credit card to pay for Paypal purchases) Flag #2 - my old name was used Flag #3 - the website that they give to pay the bill immediately redirects itself to another website which is clearly a way to scam/fraud unsuspecting users. I strongly suggest you do not pay in any way, online or sending a check and check your credit reports just in case (freezing your credit is also a good idea, to prevent fraud). I promptly ignored this fraud.
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