I do believe that Paypal uses your funds to invest and make money off of. If they hold it for 180 days, they MUST by LAW, pay you interest that you would otherwise collect in a normal savings account, by LAW! Paypal and all it stands for is a form of predator lending and predator entrapment. They are not allowed to hold funds for 180 days under any law. They have been litigated several times for this and will continue to be litigated until they fix this issue. Their actual customer service, if you can get one of the phone, is negligent at best, and is out of country, mostly Philippines.
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