(Sorry no solution from me, I am still searching for an answer) I have exactly the same problem and am in New Zealand. I have a business account with NZD, USD, AUD and GBP accounts, and I do not want Paypal to ever 'use my balance first'. It makes my accounting unclear and reconciliation difficult. I wish to CHOOSE to use these balances to pay, when I choose to. The messages I get are: In businesswallet /money / Payment Preferences Choose your preferred way to pay online We’ll use this when you shop online or send payments for goods and services. You can always choose a different way to pay at checkout. I understand that this allows me to choose to use my paypal balance when paying online. Great. I have selected my credit card by default. then on "Manage Funding Sources" Manage Funding Sources Choose which funding sources should be used for authorized/recurring payments to merchants, and click Save. Deselect any funding sources that you do not want used in the list below. >>> PayPal will always use the PayPal balance in your account first. <<< There is NO option to change this. I would assume there is a reason here, perhaps Paypal don't want you to sit on a Paypal balance for any length of time 🤷🏽♀️
... View more