PayPal Community

Yeah you are right, happy clients, many different clients, low charge backs, and then yes about 30% of your yearly turnover.. but there is one thing most don't think of, the "affordability calculation". It has to be in the algo that calculates this too.. So how to raise it? Pretty simple actually, leave more money in your Paypal account, so simply increase the average balance of money you have available in the account at all times.. this shows affordability..   hope that helps ... View more

I replied this in one other thread, but as its same code Ill post it here too...//   I spoke to a really helpful lady on PayPal Working Capital about this.   Its sales inconsistencies, dont matter if its up or down, what they want to see is a stable sales pattern. Everything in my account looked good, paid off more than needed in the periods set, paid off early the balance. But we had a change in sales volumes over Xmas. This gives this code and its just to wait until you have a level pattern for a few months.    Also worth a note, if you make a large lump sum payment to pay of your Working Capital you normally have 10 days to change your mind and continue with your old agreement.   And one last thing, you can apply as often as you want, they dont se disapprovals, they only see approvals so apply as often as you want, it has no negative effect.   hope that helps ... View more

Yeah Ive paid off faster than planned, first I got 904 as code and now it changed to 906... anyone who got 906 ever managed to get a new loan, and if so, how long did it take? ... View more

Here too.. Ive had 1 200 000.00 in but paid out 1 900 000.00 so Im down like 700 000 ... not very true.. ... View more