got the same email today and several weeks ago. Searched the phone number since the email was from paypal@ <removed>.com which isn't the usual email sender and the phone number doesn't come back as a paypal working capital number nore is this the number listed on their contact us page. So i never spoke to them assumed it was spam. I would not agree to change anything. They would have a tough time fighting this legally when everyone was emailed months ago when covid started and they suspended payments. The end spoke of ebay managed payments and to continue making the min repayment to stay good. " When PayPal brought our PayPal Working Capital offering to market in 2013, business owners welcomed it as a revolutionary financing solution, unlike anything available at that time. Seven years later, we continue to enable access to business financing that our customers appreciate for its fair, transparent pricing, simplicity, and speed of access to capital. Currently, we’re developing the next generation of PayPal Working Capital – a set of new, innovative features that will serve your needs as your business continues to evolve. These new features will address the rapidly evolving commerce ecosystem and provide support for merchants who choose to sell goods across a variety of platforms and marketplaces. We are excited about what the future holds for PayPal Working Capital and will share more details as we roll out new features in the coming months. In the meantime, if you think your PayPal sales may not be enough to meet the minimum payment required under the terms of your loan, please remember that you have the option to make payments from the funds in your PayPal balance or from any verified bank account in your PayPal wallet. You can check your minimum payment requirement by logging into your PayPal Working Capital dashboard. From there, you can schedule one or more payments by clicking “Make a Payment” and following the instructions provided. We are working hard to ensure you feel supported through this period of transition and appreciate your business. Thank you." whole email can be read here: https://newsroom.paypal-corp.com/Open-Letter-to-PayPal-Working-Capital-Customers And here is a screen shot of the FAQ on paypal working capital saying this in more detail. So as far as i am concerned as long as i am making the min 90 day repayment amount we are not in default. Funny that our loan we have repaid 85% already in half the time it was estimated and usually triple the 90 requirement and they still try and say we are not meeting the agreement.
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