I switched to the shape company the day they shut down paypal here and I'm completely happy. The card read was a hit, $300 but it works amazingly for all three methods of payment. They even have a loan page that shows why you do or don't qualify for the loan and it has reports and breakdowns explaining what to do to qualify, unlike PayPal's great oz behind the curtain. I haven't been offered one because I've only been processing 3 months so I dont know how that works, but my loan page has me green-good in all categories. You can also open a savings account and have a certain amount put in there (and it pays interest.) I did this and put 10% a day, then when it gets to $2k I move it to my bank and make a manual working capital payment. I ended up having to talk to paypal yesterday and got the same old bs. Getting working capital to acknowledge zettle payments is a top priority! It should have been handled before they forced people to move. PayPal owns paypal. PayPal owns webbank (working capital.) PayPal owns settle. It shouldn't be that difficult to get them to play nice. PayPal owns venmo. And yet you cannot add your paypal account to venmo. I don't have much faith they will fix this. Also just learned that paypal has **bleep** their business customers yet again by not allowing friend/family payments, which I understand I've seen plenty of people selling things telling people to use friend/family to avoid the fees. But they should block the option My father sent me some money and paypal took 165 in fees and $1600 for loan payment. If we'd have known we would have transferred it via check or I would have set up a cashapp account for him. Seriously, make the switch, you'll be happier. I know i am as and I'm terrified of change.
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