I applied for the SCRA for my paypal credit account. I received a letter in the mail saying that I was approved and will be getting 0% apr on my paypal credit account. I found out after calling Synchrony Bank that they will not reimburse you for the interest you have paid before the account was approved for the SCRA. I wanted to let everyone know how the process went and I'm suggesting that if you open up a paypal credit account, to immediately get the SCRA applied to your account instead of waiting around like I did.
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