I have skimmed through the first five pages of answers in this section, and I don't see any answers applicable to my situation.
I have a verified US bank account. I verified it last month and sent a payment to my friend (who has had a verified US account for several years) for a personal loan. This month, the option to send money via bank account was greyed-out, and the notice read:
Some payment methods are not available for this transaction. This payment can only be funded with eCheck or credit card. Learn More
Clicking on "Learn More" brings up a box with this:
PayPal is constantly working to protect our members against fraud. We review every transaction before it is approved, and we may block a payment when we detect a potential risk.
Our reviews take into account every aspect of a transaction, including looking at both parties. These decisions help us maintain the integrity of our payments network in the same way as other payment processors: by declining transactions with an unacceptable level of risk.
While our fraud measures occasionally block a legitimate payment, to maintain overall security, we cannot overturn any decisions about an individual transaction.
If you decide to continue this transaction using a different funding source, please note that the associated risk levels have not been decreased.
I have no idea what might have changed in the last 30 days; I haven't used PayPal since that time, and the payments made to my friend have been small ($150.00 once per month this year). I have had this PayPal account for many years, and my friend has had his for longer. Are there any changes in policy I should know about?
