#fraud #scam

[GreekBeard]

So I saw a post on a Facebook group about some live concert tickets and I texted the girl. She suggested that I can transfer money from PayPal. I asked her how cause I never used it before and she said that I have to choose family and friends option so the money will be transferred immediately. I did screenshot our conversation and I have proofs that she scammed me without knowing. The problem is that I can’t reach PayPal support and talk with them last time I called I was waiting for 2 hours and 53 minutes. Please is there any other way? I also tried to open a dispute from my account but it says I can’t cause I already did a report for something else. I desperately need these money..

[kernowlass]

@GreekBeard 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.