How Do I Earn My 3% With The Mastercard Cashback Card?

69-er
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Contributor

I use this card exclusively on all purchases, online and in store. Out of 32 purchases, only one was rewarded with the 3% cashback.  I don't understand the fine print.


EXAMPLE:

"Earn 3% on Eligible Purchases you make using your Card Account through your PayPal account (online or in-store)".

AND

"Earn 2% on Eligible Purchases made everywhere else that Mastercard is accepted".


What's the difference? If I am using this card, am I not using PayPal? Is the "Eligible Purchases" term the catch?  Do I need to specify somewhere on the keypad that I am using PayPal?  Use the Chip? Maybe swipe the card?


Thanks!

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