Why is the money I received from my girlfriend pending?

[jleong408]

My girlfriend sent me $700 from her paypal to mine and when I logged into my account it shows that $700 is pending. I have received money from her paypal many times in the past and it has never been pending. I dont understand why this is the case now.

[kernowlass]

@jleong408 

If she sent it using friends/family option then its often pending if she 'funded' that payment from her bank account.

Transfers from bank accounts are never instant, that is why when you buy something paypal credit the seller upfront for you and paypal take the wait for the funds to transfer to pay them back again, so you get your item without delay. Paypal use the slowest (cheapest) transfer option and thats why they credit the seller beforehand.

However if its an f/f payment from a bank account its you and the sender that take the wait this time.