got scammed through family and friends

[sweetnarcdreams]

hi i just got scammed through the friends and family sending feature, but the person told me that they're analysing the payment for 24 hours. does this mean if i reach out to paypal and tell them its a scam i have a chance of getting my money back?

thanks,

dennis

[kernowlass]

@sweetnarcdreams 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.
You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.

[sweetnarcdreams]

thanks for the response.

honestly i knew better from the start but i kept getting pressured from this individual to the point where i caved in. very luckily because paypal was already investigating the transaction for 24 hours and put it on hold, when i filed for unauthorised activity they reversed it. i did get my money back thankfully, but its a lesson very well learnt. 

[kernowlass]

@sweetnarcdreams 

😁