Don't know who J G Wentworth is but here is some info >>
http://www.ehow.com/info_8537474_difference-wire-transfer-electronic-transfer.html
Speed •
Because processing electronic fund transfers involves a third party in the automated clearing house -- which processes the transactions overnight -- the time it takes to complete this type of transfer is generally between one and four business days.
Since one bank completes a wire transfer by dealing with another bank directly, wire transfers occur faster than electronic fund transfers. Often, banks complete wire transfers in real time, making funds available to a receiver within minutes or hours of a person beginning the transaction.
Paypal mostly uses electronic transfers.
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