No individual in business drop down menu

SR70
New Community Member

Morning everyone, I just have a quick question 🙂 I have a wix site and this morning a payment was held by paypal and they say I have to upgrade to business account. Is this so that I can accept credit card payments? When I went back through the topic on here everyone says to just click individual on the drop down, but when I go to drop down in the business menu there is no individual business just Sole Trader etc. I am so confused and sorry if this has been answered before. Thanks

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