PayPal's Perfect Scam

swerpie
Contributor
Contributor

So, let's see.  I pay for a generator I saw through a facebook ad, using PayPal.  The seller takes my payment, but subsequently refuses my emails.  (I waited two weeks.)  So I get with Paypal, who tells me to contact the seller and that the seller provided proof of delivery, so they aren't going to cover the loss.  .  Again my email is refused.  So I got with UPS, who says that the item was not addressed to me.  Now PayPal won't accept my further email about the subject either.  So, all PayPal's facebook scammer has to do is take the money, provide a nonexistant address nearby to paypal, and paypal says the transaction isn't protected because the seller provided proof of delivery.  Which UPS says never happened.  Along with me.  The scammer walks with my hundred bucks of protected money with impunity, and doesn't even have to throw away my email manually. 

Hard to believe that these guys aren't co-conspirators, huh?

 

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kernowlass
Esteemed Advisor
Esteemed Advisor

@swerpie 


Paypal is just a payment processor that gives you 'some' buyer and 'some' seller protection.
So disputes for non receipt of item are mostly automated. Seller provides tracking that shows delivery = seller wins.
So then its your turn to do some work to assist Paypal in recovering your purchase price from your seller.

Firstly ring customer services and tell them that the number is fake or that the item was shown as shipped before you purchased it. With that information they may well just issue you a refund.

Secondly if they don't then... APPEAL
To submit an appeal on the dispute that was closed, PayPal asks that you obtain a detailed report from the shipper/courier (on their letterhead or some other form of official stationary) that includes the address the seller gave them for the shipment. Or one that includes a statement mentioning your address and saying the item was delivered to a different address. THEY DON'T HAVE TO SAY WHICH ADDRESS IT WAS SENT TO, JUST THAT IT WAS NOT DELIVERED TO YOUR ADDRESS.

Check tracking in below link to see where it went.
https://www.17track.net/en

When you have that, contact PayPal via phone (log on to your account and click contact at the bottom of the page, or via Facebook (send a Private Message to PayPal) or via Twitter (send a Direct Message to @AskPayPal) and say you want to appeal the denial of the dispute based on the shipper saying the item was delivered to a different address. Once it's submitted (you will be provided with directions on how to do that), the dispute will be reviewed further and a determination will be made.

You also have the option to contact your card issuer if you funded your paypal payment that way and see if they will do a chargeback for you.


Advice is voluntary.
Kudos / Solution appreciated.
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