Do you have to have perfect credit to get approved for this? I really would like a DSLR camera on Ebay and costs about $800 but just don't have the cash right now cuz of the holidays and travel expenses. I'll be able to pay this off in January and February but don't really want to wait that long. Lots of pictures to take during the holiday season.
I got instanly approved in May 09 for $1800 (Paypal Buyers Credit). I checked my reports after and it shows they did a hard pull on my Equifax Report. I think my FICO at the time was 730-740 so its far from perfect.
FYI Paypal Smart Connect and Bill Me Later are two seperate lines of credit.
