I guess it is my own fault for not reading all the fine print, but what I just found out infuriates me!
I had a minimum payment of 20.00 due on my 500.00 credit line, and I paid much more thinking my payment would give me that amount of credit back. NO, you have to pay the ENTIRE balance to zero before you get anything!! What is the point of credit then? I cannot pay all that now. The whole point is being able to have credit to use.
Am I just thinking wrong here? Are all credit cards like this? I doubt it, but pls enlighten me. TIA
Help pls, I am really frustrated, Vicki
