Hi srod94!
Great question - if you're receiving a Friends & Family payment from another country, the sender will have to pay a cross-border fee. This fee is applied after the total amount is chosen, so there shouldn't be any need to account for the difference.
Are they sending the funds to you in USD? If not, the payment would be subject to a currency conversion after you receive it, which is based on the market at the time of the conversion. This changes daily, so I wouldn't be able to provide an exact percentage to the dollar. My apologies for any inconvenience.
If you'd like to avoid this conversion, you can have the sender do the conversion on their end first to send you the funds in USD. You can find steps to complete this by going here.
I hope this helps, have a good rest of your day!
- Ashley M
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