I'm having the same problem, except with a debit card. I'm trying to pay for an ebay item and it#s telling me I have to link a card, but then when I enter the card details it tells me it's already added. I've already clicked on the commit to buy button. I've sent the seller a message to let them know what's happening but it's very frustrating. My dad tells me he had the same problem a few days ago with his own card and account.
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