Since it has been a while and Google took me here, I just want to point people to the “fine print” of this promotion: https://www.paypal.com/us/webapps/mpp/terms/paypal-credit and https://www.paypal.com/ppcreditapply/da/us/lander?guid=GHT6LJ2KAI&assetId=TERMS So there are 2 programs: “No Payment and no interest” and “No interest”. If you got the first one then it’s actually $0 monthly until the end. But if you got the second one it says right there that there is still a minimum amount required ($30 in the fine fine print), and it “may pay off the balance before the 6 month period ends.” So you may never get to actually enjoy the 6 month promotion. In my case, I have a $30 minimum every month, which means unless I buy something more than $180 I will be forced to pay it off before my 6 month ends. To reiterate, You STILL HAVE A MINIMUM if you got the second promotion! This is extremely deceptive and this is why people love Affirm because they don’t do this fine print BS. Edited for clarity
... View more