Hello Archimonday
It definitely sounds like you did your homework prior to making this payment so I know how frustrating it must be to wind up in this situation. Based on what you have told me it sounds as if NewEgg is requiring a credit card on file to confirm your shipping address. This is not uncommon with some of the large merchants and is a seller preference rather than a PayPal requirement.
When you verify your bank the process only verifies that the routing and account number you provided is correct but it does not confirm your shipping address. Due to this, a merchant may request a card to be added as U.S. cards have the ability to go through an address verification process. If you are unable to complete your purchase due to this I would encourage you to contact NewEgg directly to see if they have any other options to help you complete your transaction. I wish you the best and have a great day.
KB
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