My advice don't depend on Paypal. Sure Paypal working capital was awesome for businesses that could use to manage rapid growth and getting the funds needed for operational expenses ranging from new equipment and more. However Paypal has had the tools in place resolve some of the issues for the ebay sellers but choose not to do so. Personal paypal accounts can do direct deposits where as business accounts can not. If paypal would implement direct deposits for business accounts then seller could have their funds counted toward sales. But paypal chooses not to do so. For all the wasted time, most businesses are better off focusing on developing a financial reputation with your bank or a bank that has a long history of business financing and working capital loans. Cause if this is enough to side line a large corporation's program then they are not the best option for you. Reason being is any type of positive feedback, reputation, value gained from your history is lost with time. As with many of the companies who depended on PPWC will have to start over developing that history again to get back to where they where with increased loan amounts gained and lower interest earned. Paypal Working Capital Lost me as I feel slapped in the face. I'm smart enough to know I wont be able to start back over to where I was with the lower interest rates I earned over time. I would literally have to start over from the beginning and continue to build to regain those lower interest rates.
... View more