For this reason my Paypal CC account is only used for about a dozen recurring transactions I memorize into Quicken. Now, despite only getting 1% back instead of the 2% from the Paypal card, I use Discover for my day-to-day transactions which is about 150 transactions per cycle and 4-5 times as much $ wise as the Paypal card. One good outcome is if my Discover card number is stolen, I don't have to remember to change the card number for my recurring subscriptions.
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