Paypal transfer takes a while

[bosourd]

First of all, can anyone explain why my bank account have 2 transfer options on Paypal when I only added one for it?

I usually transferred my money to the 'Debit' one with no problem and the money arrived within minutes, but then I tried to transfer my money to the 'Checking' one because it's a free transfer with no fee, and it's been 3 business days, the money hasn't arrived yet. Is there a reason to this?

I already contacted both my bank and Paypal and both of them told me to ask both parties about the money's arrival. Which is ridiculous.

Also,

1. what's the difference between 'Debit' & 'Checking'?
2. is it normal for Paypal to take this long to transfer to a Checking account?
3. will my money eventually arrive/not gonna go missing?

[kernowlass]

@bosourd 

Transfers to cards are instant and why you pay a fee.

Transfers to bank accounts are free so paypal use the slowest cheapest e-transfer option that can take up to 5 days.