1) "I should be able to send or receive funds from any available service or at least transfer “ MY OWN” funds from any one of my accounts..." Well well. You must be very special indeed. But your entitled claims here clearly show that you didn't read the Terms of Service for either platform (PayPal or Cashapp) which actually state that the funds, while still "yours", will be limited to uses approved by the Platform and those are subject to change at the Platform's will. 2) "to another one of MY accounts without a fee or delay!" Playing hardball, I like it. When you use these services, they have to spend actual money on computing resources so you can check all of your important account balances and make vital purchases or payments. Yet they do not charge you for using the platform they built, the app they have created, nor the website (part of which we are on currently). The development of these cost what some might consider a large fortune, likely rivaling your own accounts in value. Yet when they charge a tiny fee to transfer your funds to somewhere they can no longer monitor your transactions to collect data about you (the real product), their tyranny has gone too far and you have been chosen to speak up for all of the victims of this oppression. 3) "Makes me feel like hiding all my money under my mattress cuz once I deposit it into the system it seems to be in your control how I can use it so I’m definitely not very happy bout this one!" You should probably do this. But does it make it "your money"? It only has value because people believe it to. One day when the US is a distant civilization in the past being taught as a single page aside in the history textbooks, it will have no value. Another thought: can one truly possess anything outside of their own self? I eagerly await your thoughtful and thorough reply.