So, my PayPal is on hold and I need to send money
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The 180 days normally refers to a permanent ban by paypal and the email would tell you that so have you been banned OR are you talking about the new seller hold as per link below?
https://www.paypal.com/uk/smarthelp/article/why-is-my-payment-on-hold-or-unavailable-faq1987
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No, My my money is on hold for 180 days because they're initiating account closure. I dont know if this means up to 180 days or exactly 180 days.
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If you have been told your Paypal account has been permanently limited then Paypal tends to hold any funds for 180 days. This is the same time frame that buyers have to open Paypal disputes.
If no disputes are opened in 180 days then normally you are allowed to withdraw the funds. That is as long as you are over 18, the account is in your legal name and registered in the country where you reside.
Sometimes they confiscate funds under this policy.
https://www.paypal.com/us/webapps/mpp/ua/useragreement-full?locale.x=en_US#actions
Paypal also may request further documentation from you before you can withdraw those funds.
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