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And to be clear, when you select F&F, there are no warnings about being scammed; they promote it as a transaction with no fees!! Who isn't going to look at that and say, well that probably makes more sense to use.
The warnings are on 'buyer protection' that you are supposed to read before using paypal to buy goods AND when you go to send money > it clearly states buyer protection on goods / services BUT DOES NOT say that on friends / family so you can read both before you select the option that you want.
A BIG **bleep** YOU PAY PAL . thanks for nothing. I WAS SCAMMED and pay pal cant stand by my side. **bleep**ing pathetic