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Do you loose Personal Account benefits when you upgrade to a business account

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annekubit
New Community Member
Posted on

Hey everyone, I am creating a website where I will be selling digital products. When you upgrade to a business account, can you switch back to personal, in order to receive and send payments without the service fee of having a business account? I use my PayPal personal for shopping and sending money, I don't want to loose that by upgrading to a business account.

1 REPLY 1

Do you loose Personal Account benefits when you upgrade to a business account

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sharpiemarker
Esteemed Advisor

@annekubit 

 

Yes, because business accounts do not have features personal accts have, like direct deposit. And vice versa, there are features a little harder to access with personal accounts like selling tools.

 

You can open a business account instead of upgrading your personal account:

https://www.paypal.com/webapps/mpp/account-selection

 

Be careful with selling digital products. They could be high risk and more susceptible to scams, disputes/chargebacks. Some are not allowed if they violate laws, ordinances, copyright, etc.


Kudos & Solved are greatly appreciated. 🙂

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