Why does this service support & protect Cyber Criminals w/ bogus "Policy?"

Keoseven
Contributor
Contributor

Paypal recently protected a scammer and also had the audacity to charge me processing fees while they helped a criminal steal my money through a fraudulent "retail" website with fake contact information all throughout it.  Now Paypal has helped some piece of **bleep** steal my money, profits off the theft, and stands behind a **bleep** policy that they have total control over.  I have contacted the FBI's field office and listed both the scammer, the scam website, and Paypal in my criminal complaint as the culprits in this cyber crime.  If people are similarly situated, please reach out to me.  I am looking into beginning a class-action lawsuit against Paypal for their enabling and protecting scammers internationally.

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kernowlass
Esteemed Advisor
Esteemed Advisor

@Keoseven 


Chinese Web Sites or on Social Media ads easy to spot (once you know the below signs) so buyer beware.

Paypal would not be able to check every individual seller / merchant / company in over 200 countries worldwide that adds paypal to their website to accept payments.

So they give some buyer and some seller protection. However that protection can never be a 100% coverall so you need to read it so you can risk assess your transactions.

They do stop bad companies from using Paypal when enough claims start rolling in.
However as they are in China (mostly) then its easy for them to just start over with a new name, so stopping them does not really do anything.

The best thing is to not buy from them in the first place, to recognise them -

1. No return address on the returns policy. The site will look as if its in your country (where they despatch goods from) but they will ask for returns to go back to China (returns depot) at a shipping cost often more than the item is worth.
2. No contact telephone number. if you click on contact the most you will get is webmail or an email address.
3. Rarely company address information.
4. Great pictures of items at bargain prices that turn out to be tat.
5. Fake reviews.
6. Google and you can often see previous company names as they change them once enough claims roll in and Paypal stop them using their services and start over.
7. Send fake tracking numbers to win item non receipt of item claims.

How do I open a dispute with a seller when a purchase goes wrong?

You can open a dispute in the Resolution Centre of your PayPal account within 180 days of payment if:
•You don’t receive the item OR service
•You receive an item but it’s significantly different than the description on eBay or on the seller’s website (or you receive a totally different product).

By opening a dispute, you can communicate directly with your seller to work out a problem transaction.

If you reach an agreement with the seller you can close the dispute. If you're still not happy with the result, you can escalate the dispute into a claim. Paypal will review the claim and decide on reimbursement.

These steps apply to Personal accounts. If you have a Business account, please log in to see the steps that apply to you.

To open a dispute:
1.Log in to your PayPal account.
2. Click on the transaction and use the resolve a problem option at the bottom of that details page.

Note:
•Generally buyers must wait at least 7 days from the date of payment to escalate a dispute for an item not received
•Where an item has not been received, please ensure you have given the seller enough time before opening a dispute

Do not close the dispute until you have a refund or your item.
If a seller states that they can't refund until you have closed the dispute don't believe them.
Escalate the dispute to a claim within 20 days (before it times out), if you need Paypal to get involved.

If you lose because the seller provides a fake tracking number then post back here for more advice.
If the item arrives and its not what you ordered / not as described then make sure you change the dispute quickly from non receipt. If the dispute times out before you can change it then contact customer services to open a second dispute for the new reason.

Activate the below link in case you have to return the item at Paypals request (or the correct one for your country as this is the U.S link).

https://www.paypal.com/us/webapps/mpp/returns

If that does not work then if you funded your paypal payment via a card then contact your card issuer and see if they will issue a chargeback.


Advice is voluntary.
Kudos / Solution appreciated.
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Keoseven
Contributor
Contributor
I’ve already done all of the things in the boilerplate reply and Paypal still backs and protects the criminal. I’ve gone ahead and reported both Paypal and the scammer to the FBI for a criminal investigation since your company decided to provide the tools for theft to a scam organization, then charge me a fee for assisting in the theft. Publicly traded, multibillion dollar corporation can’t even return stolen money to an honest customer of over 20 years is total **bleep**.
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kernowlass
Esteemed Advisor
Esteemed Advisor

@Keoseven 

 

You're welcome, normally when I give up my time to post all that information folks say thank you, and then there's you !!

Bye then, good luck with the FBI, I am sure they will rush to sort out your paypal account...  😉 


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