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I setup my PayPal account, I started the PayPal credit, got approved, but it doesn't let me use it for anything... I tried to buy something online, doesn't work, tried to use it on Ebay, doesn't work, tried paying an invoice to someone for them drywalling and painting my basement, doesn't work, tried to just send them money from it because it said that was an option, doesn't work... How come I was approved for this but it doesn't work for anything? How can I get this work properly? Any insight would be appreciated...Thank you!
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Hi @EricVera28,
I'm sorry that PayPal Credit was not presented as an option. I regret that it's not possible to determine the exact factors that cause it to be ruled out in most situations.
If you're paying a friend though, that may be the reason. In the UK, PayPal Credit may only be used for purchase payments.
I hope this helps!
Olivia
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This solved my problem. I added an additional payment method and it allowed me to use my paypal credit as primary source and the additional card as a backup if needed.
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Hi everyone!
I'm sorry to hear that PayPal Credit is not working on the transactions where you'd like to use it. Every transaction that is processed through PayPal first passes through evaluations to determine if the available payment methods can be used for the payment. In some situations, PayPal Credit may not be available for the transaction. This is often due to some element of risk detected.
If PayPal Credit is not presented as a payment method for the transaction, you can select a different payment method, or try the transaction again on a later date to see if the system will present that option for the new payment.
I am sorry for the inconvenience experienced.
Olivia
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