Hello @bigboybazzer,
Welcome to the community forum and thanks for posting!
I am sorry to know that you're not getting an option of Pay in 3 and I understand the importance to have it now. Pay in 3 may not be available for certain merchants. Our system may also decide not to offer Pay in 3 as an option based on our internal checks. In this case, you may try to check this again after some days.
I hope this helps.
Ayesha
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