Thank you for your post and welcome to our Community Help Forum!
I understand your request to decrease the credit limit. PayPal reviews your credit limit monthly and may invite you to increase your limit once you’ve been a PayPal Credit customer for at least 3 months. You can always request a credit limit decrease or opt-out of receiving offers to increase your credit limit. To do this, I would suggest you contact our PayPal Credit team directly through the number found at the bottom of this FAQ in the answer to the last question.
I hope this helps!
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