I had the same problem. Was never able to use it period. First they wanted me to verify who I was so I sent them everything except my first born. Then they said it was eBays fault, then eBay said it was PayPals fault, then they passed me on to PayPal credit which is now MySnychrony bank. They said “ohhhh everything looks fine just verify a few more things with us” after that it was “Ohhh give it 48 hours before trying to use it”. Week later same problem. THEN it was “well try something really small and not that high priced” which is their way of saying Prove to us you can make payments and we’ll let you buy more expensive products. Eh wrong, I couldn’t even buy a $80 teddy bear. What their computer system is saying your red flagged, they think you’re shady and good luck trying to use it again. I literally just canceled mine today without being able to use it once. Took a hard hit to my credit, don’t bother with it. Just use your own money because the company is a sham and I’ll gladly let other people know about it as well.
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