thank you for you answer... I just spoke with Paypal and did some testing with my wife's account which does not have a paypal.me link. When sending money, the screen that appears after the amount page is "A business transaction" and below it "family or friends" That's real clear and easy to understand. I person, such as myself having a paypal.me link gets an entirely different screen. "The buyer protection screen" and below it "Trusted Person" These labels are counter-intuitive ... ALSO the default check mark is on the Buyer Protection so if the user clicks on continue then it is considered a business transaction. In this regard by setting the default to the Buyer Protection item, Paypal has made the choice for the uniformed and benefits perhaps undeservebly. I'm not trying to make a federal case out of this, but to the uniformed it is not intuitive and Paypal does not make it easy or fair by defaulting to the Business Protection. The green check mark on on of the dialog boxes is the only choice given in the whole transaction. Finally, what speaks best to my concern is the fact that the screens presented to the user change depending on whether you have paypal.me turned on. I do believe that the vague wording and default checkmark are intentional and I think that Paypal is better than that!
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