I have also had this problem. I was paying of my $20,000 Loan through PayPal sales and was putting money aside from my Credit card sales. I eventually paid of $13,000 in one lump sum from my credit card sales. Thinking I will re-apply again for the same amount of loan and get my inventory up to date for Christmas and the New Year, only to be offered $2,500. I would never have paid the $13,000 lump sum back. It has put my business in a precarious position. It is also very annoying when you ring PayPal, they have no answers or explanations ......except to blame the computer and to keep re-applying. Very annoying and frustrating and worrying for me.
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