For anyone who comes across this topic for the same reason.. this is an FYI.
Error Message: "We're sorry. There seems to be a problem adding money to your account. If you'd like help, please contact us."
Same issue, trying to add funds.. they may get it working for you, but have learnt the option is actually blocked by PayPal as they want to force you to make payment by other means, why add funds.. if the payment method, such as a card, has money in the account. They stated must be an issue from their end and will look into it, they don't as I've spoken with PayPal and they do not have a clue, BUT, behind the scenes there is a reason it's not working.. and it's deliberate. Just an FYI.
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