Hello,
I sell digital codes on ebay for low margins and have been getting reversed transactions on the items that I have sent out. I learned that the Paypal business account will have protection for digital goods but the only thing is that I am not technically a business in the sense that I have filed any articles of incorporation. Would I still be able to open the business account and use it without articles of incorporation? Please let me know as my digital delivery system has brought in small amounts of revenue but would like to be protected as I have been getting more and more claims of "unauthorized transactions" and losing money because the codes have still been used and I am left footing the bill.
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