Hi @denysepresley
Welcome to the community forum and thanks for posting.
0% interest for 4 months is available on single transactions of £99 or more. It applies automatically to any purchase made using PayPal Credit in excess of this value, except those to which another Promotional Purchase Offer (such as an instalment offer) applies. You can use this offer as many times as you like as long as you have an available credit limit.
Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged at 19.9% p.a (variable).
When you make payments the money will come off your overall balance. This clears payments in turn as they are made so if you make a payment for 100 and another for 20 and a third for 200, when you pay off 120 the first two payments are considered clear.
I hope this helps.
Rachael
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