I do not own a mobile phone, I have never liked them, and I have absolutely no use for one. More and more services are just assuming that everyone owns one and carries it with them everywhere they go. Now, with the new PSD2 rules coming into effect, am I required to buy a phone if I want to keep accessing my Paypal account? Are there other options for receiving verification codes, or can it only be done using a phone? What kinds of phones are necessary? Can I buy a cheap clamshell with a prepaid SIM card that can receive SMS, or will I have to buy an Android phone and sign up for a contract with some telecom company? I do not understand this obsession with using phones for verification. Two-factor authentication via email has been around for years, and my email account is not a physical object that I can leave on the bus, or which can be stolen from me, thus allowing whoever is in possession of it to access all of my personal information. A phone is infinitely less secure than a simple two-step email system.
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