PayPal is costing me money each month and I am upset over this. What is the point of having PayPal credit line if the money is coming DIRECTLY out of my bank account when I made a purchase? I only keep a few dollars in my bank acct and now for the second month in a row I have overdrawn the account. Why am I unable to use my PAYPAL credit line???? I have had to pay overdraft fees twice now.
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